High deductibles about to be reset.

Minnesota's Star Tribune (12/30, Yee) reports that patients with high-deductible health plans "are more likely to hold off getting care" early in the year "because they are paying out of pocket." But, "later in the year, some have paid enough to reach their deductible and
insurance kicks in." Insurance will then cover "most medical services -- whether at 80 percent, 90 percent or completely -- until the deductible resets in the new plan year, Jan. 1 for most of them." During this time, patients will "cram in colonoscopies, hysterectomies, hernia surgeries
and knee replacements." And, "at a time when the weak economy is hurting the industry, medical groups say they are grateful for the bump in business." High-deductible health plans "with health savings accounts were introduced in 2004" to help "slow the growth of medical spending."
Meanwhile, "deductibles for traditional plans -- known as preferred provider organizations -- also have jumped, with a $1,000 deductible now the national norm, according to benefits consultant firm Mercer."

Short term savings may cost more.

The Los Angeles Times (12/29, Kritz) reports, "Millions of consumers are weighing their medical costs and trying to see what expenses they can jettison to save some money," according to Cathy Tripp, a senior consultant with benefits consulting firm Watson Wyatt. In fact, a survey
conducted by Watson Wyatt showed that of 2,500 U.S. employees, 17 percent "had avoided a recommended doctor's visit this year to save costs." Meanwhile, healthcare experts "worry that short-term savings could lead to serious illness, and even deaths." Dana Goldman, head of
health economics at research firm Rand Corp., noted that "consumers are willing to take risks by not doing what they perceive to be small things," which "becomes a problem for society." She stressed the "deeper financial burden" placed "on a hospital or city" resulting from "an
increase in hospitalizations for chronic illnesses." J. James Rohack, president-elect of the American Medical Association urged consumers "to take steps to stay healthy" and find "help through private and public channels to help pay for healthcare costs."

Corneal Molding

Enjoy clear vision through the day without glasses or contacts. A corneal mold reshapes the eye during sleep to provide clear vision throught the day. It is safe for kids, great for active people and is about 1/2 the cost of LASIK. Corneal molding is also known as orthokeratology. It has been around for a number of years but new technology has greatly increased the accuracy and predictability of orthokeratology.

Contact lens contest

Clear View Eye Care is pleased to announce a new contest. Simply text 'eyecare' to 83043 and you are automatically entered to win a contact lens package. Package includes exam, contact lens consultation, a free pair of lenses, a case and solution. Contest ends January 31st.

Flex

http://lifehacker.com/5105272/get-moving-on-your-health-spending-account

I have a new series of ads that will be going out on TV's in a restaurant. I wanted to show you the slides and tell me what you think of them. Are they eye catching? Does it make you think good things about Clear View?